Windows 10 for Phone will take away the dependency on Carriers and secure chips by bringing HCE (Host Card Emulation) support. This was you can use your NFC enabled device on any supported POS without any restrictions and without need of a specialist app like “Softcard” or without needing a secure Sim from AT&T. As the PPT reveals Microsoft has aligned with VISA, MaterCard and AMEX already for this. There is a small demo / promo video in the PPT and you can have a look,
The slides reveal more about NFC enhancements in Windows 10. There is Tap to pair with Wi-Fi direct device. It supports tap to Miracast Dongle.
Settings like Bluetooth, Wi-Fi and others can be toggled with a tap from 3rd party apps.